Permanent.
In order for insurance to reimburse your treatment you will receive a mental health diagnosis that goes in your permanent medical record. This diagnosis constitutes a “pre-existing condition” that may be a disqualification from benefits in the future or may otherwise interfere with your coverage if you change plans.
Diagnosis.
Insurance rarely pays for marital or relationship therapy. Instead, one partner will be identified as the “identified patient” and will receive a mental health diagnosis. The insurance company will then authorize conjoint treatment for that person and his/her partner.
Red tape.
Insurance policies often limit the number of sessions you are allowed to attend each year.  They may or may not authorize more sessions based on what they determine is a “medical necessity”.  Your therapist will have little say in this decision and making your case may involve a lot of paperwork and footwork on your part.

Ethical Dilemmas.

Sometimes therapists will choose to diagnose a client with a more "severe" diagnosis in order to continue to see a client that an insurance provider has denied continued services for based on a more accurate diagnosis. Therapists may also mislead insurance providers about location of services as well since services like "walk & talk therapy" will often be denied by insurance providers.  We like to believe that therapists do this in the best interest of what serves their clients, but it is unethical and The Therapeutic Workshop believes in providing highest ethical and clinical services.